I need the little examples of additional precautions online banking websites have, e.g. I’ve listened something about sure banks promulgation we the content summary when we try to record in with the little kind of acknowledgment code. I’m with halifax as well as the many they have is the confidence subject that doesn’t go really distant in my college assignment.



go on the world bank and the scottish one
That is an "out of bandwidth" verification: it’s meant to thwart crooks who may have compromised either the end user or the banks computer systems, with "banking Trojans" or keyloggers.
(Actually, it’s a top notch method which all banks should use)
Once a computer is compromised, all communications (using TCP/IP) can be spoofed…the bandwidth change would ‘break’ that continuity.
Brian Krebs (noted security journalist) has some great articles (with further threads) here:
"Krebs on Security: eBanking Victim? Take a Number;
http://www.krebsonsecurity.com/2010/03/ebanking-victim-take-a-number/
Also;
The Last Watchdog:
http://lastwatchdog.com/perils-online-banking-cyberrobbers-escalate-attacks/
Basic "multi factor authentication" concepts:
http://www.grc.com/sn/sn-090.htm